Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
Designation: Delivery Lead Manager
Qualifications: MCom/Master of Business Administration
Years of Experience:13 to 18 years

What would you do? Direct involvement in production to learn the process and review the deals in a short span of time. Responsible for the daily deliveries with quality to meet/exceed the agreed SLA
Ensure that Client Focus, timely delivery & Strict adherence to SOP are maintained. Backed up with good knowledge on Commercial lending & Credit Services, should be able to handle client effectively. Assist the team to drive Client Value Creation, implement cutting edge solutions like RPA/Analytics and move towards Intelligent Operations
Adhere to all values & policies of client and ensure that all team members follow the same. Spend time with the team members addressing their concerns/areas of improvement and create a team bonding leading the greater efficiency & commitment.
What are we looking for? •Should have very good understanding of Commercial loan origination life cycle. Should have good understanding of credit analysis and assessing creditworthiness of the prospect/existing borrowers
•Be the SME and supervise a process which performs financial spreading, Underwriting and Covenant monitoring
•Hands on experience with Moody’s credit lens application
•Ability to understand nuances in various financial statements such as Audited Financial statements, Tax returns and should be able to identify and analyze the applicable financial ratios.
•Hands on experience in the borrower risk rating including arriving at Probability of default and Loss given default.
•Ensure that day-to-day tasks are completed on the agreed deadlines and quality per the SLA.
•Win the confidence of client through regular and proactive interaction.
•Handle client queries through e-mail as well as through call and increasing the Domain/customer satisfaction year by year. Should work with several key internal and external clients. These include the Client Operations team/ Front Offices, Agent banks and our internal Onshore team. The importance of building a network and providing credibility to the broader stakeholder group is crucial.

•Accounting & Financial Reporting Standards
•Financial Analysis
•Underwriting
•Banking
•Financial Services
•Written and verbal communication
•Provide ad hoc information to key stakeholders and will take responsibility for providing relevant management information (MI) to senior management and will use this information to predict trends and spikes in work volumes to plan the strategy and resourcing of their area. In addition, the role holder will build strong cross departmental relationships and ensure all risk and control functions are adhered
•Lead and drive the identification of process improvements and synergies on an ongoing basis and will liaise with subject matter experts (SMEs) on project enhancement for existing and new markets and will monitor trends to make the processing of business more scalable within their budgeted headcount
•Candidate will have extensive experience of managing multiple teams. Should have excellent attention to detail with a high level of strategic vision and demonstrate a practical knowledge of the implementation and execution including but not limited to, performance development, managing poor performance and managing attendance.
Roles and Responsibilities: •In this role you are required to identify and assess complex problems for area of responsibility
• The person would create solutions in situations in which analysis requires an in-depth evaluation of variable factors
• Requires adherence to strategic direction set by senior management when establishing near-term goals
• Interaction of the individual is with senior management at a client and/or within client, involving matters that may require acceptance of an alternate approach
• Some latitude in decision-making in involved
• you will act independently to determine methods and procedures on new assignments
• Decisions individual at this role makes have a major day to day impact on area of responsibility
• The person manages large - medium sized teams and/or work efforts (if in an individual contributor role) at a client or within client
• Please note that this role may require you to work in rotational shifts
• Should have experience of developing succession and a strong management team, within which they will proactively drive team cohesion
• Should have excellent influencing skills and the ability to solve problems effectively and creatively. Ability to manage time and workload effectively and ensure that a quality output is delivered by themselves and their team in a timely manner to internal and external clients.

MCom, Master of Business Administration

Commercial Lending/Commercial Banking, Underwriting, Credit

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting
Designation: Delivery Lead Manager
Qualifications: MCom/Master of Business Administration
Years of Experience:13 to 18 years

What would you do? Direct involvement in production to learn the process and review the deals in a short span of time. Responsible for the daily deliveries with quality to meet/exceed the agreed SLA
Ensure that Client Focus, timely delivery & Strict adherence to SOP are maintained. Backed up with good knowledge on Commercial lending & Credit Services, should be able to handle client effectively. Assist the team to drive Client Value Creation, implement cutting edge solutions like RPA/Analytics and move towards Intelligent Operations
Adhere to all values & policies of client and ensure that all team members follow the same. Spend time with the team members addressing their concerns/areas of improvement and create a team bonding leading the greater efficiency & commitment.
What are we looking for? •Should have very good understanding of Commercial loan origination life cycle. Should have good understanding of credit analysis and assessing creditworthiness of the prospect/existing borrowers
•Be the SME and supervise a process which performs financial spreading, Underwriting and Covenant monitoring
•Hands on experience with Moody’s credit lens application
•Ability to understand nuances in various financial statements such as Audited Financial statements, Tax returns and should be able to identify and analyze the applicable financial ratios.
•Hands on experience in the borrower risk rating including arriving at Probability of default and Loss given default.
•Ensure that day-to-day tasks are completed on the agreed deadlines and quality per the SLA.
•Win the confidence of client through regular and proactive interaction.
•Handle client queries through e-mail as well as through call and increasing the Domain/customer satisfaction year by year. Should work with several key internal and external clients. These include the Client Operations team/ Front Offices, Agent banks and our internal Onshore team. The importance of building a network and providing credibility to the broader stakeholder group is crucial.

•Accounting & Financial Reporting Standards
•Financial Analysis
•Underwriting
•Banking
•Financial Services
•Written and verbal communication
•Provide ad hoc information to key stakeholders and will take responsibility for providing relevant management information (MI) to senior management and will use this information to predict trends and spikes in work volumes to plan the strategy and resourcing of their area. In addition, the role holder will build strong cross departmental relationships and ensure all risk and control functions are adhered
•Lead and drive the identification of process improvements and synergies on an ongoing basis and will liaise with subject matter experts (SMEs) on project enhancement for existing and new markets and will monitor trends to make the processing of business more scalable within their budgeted headcount
•Candidate will have extensive experience of managing multiple teams. Should have excellent attention to detail with a high level of strategic vision and demonstrate a practical knowledge of the implementation and execution including but not limited to, performance development, managing poor performance and managing attendance.
Roles and Responsibilities: •In this role you are required to identify and assess complex problems for area of responsibility
• The person would create solutions in situations in which analysis requires an in-depth evaluation of variable factors
• Requires adherence to strategic direction set by senior management when establishing near-term goals
• Interaction of the individual is with senior management at a client and/or within client, involving matters that may require acceptance of an alternate approach
• Some latitude in decision-making in involved
• you will act independently to determine methods and procedures on new assignments
• Decisions individual at this role makes have a major day to day impact on area of responsibility
• The person manages large - medium sized teams and/or work efforts (if in an individual contributor role) at a client or within client
• Please note that this role may require you to work in rotational shifts
• Should have experience of developing succession and a strong management team, within which they will proactively drive team cohesion
• Should have excellent influencing skills and the ability to solve problems effectively and creatively. Ability to manage time and workload effectively and ensure that a quality output is delivered by themselves and their team in a timely manner to internal and external clients.

MCom, Master of Business Administration

Commercial Lending/Commercial Banking, Underwriting, Credit